Start with your situation
Pick the one that sounds like you, each page explains what to expect and what Debbie can do.
I'm buying my first home
Deposits, affordability and the whole process explained from scratch.
First-time buyers →I'm moving home
Porting your mortgage or starting fresh, what works out better.
Moving home →My deal is ending
Remortgage before your rate lapses onto the lender's standard variable rate.
Remortgaging →I'm self-employed or CIS
Sole traders, directors and CIS contractors, Debbie's specialist area.
Self-employed →My credit isn't perfect
CCJs, defaults or missed payments don't always mean no.
Bad credit →I'm a landlord (or want to be)
Buy-to-let purchases, remortgages and portfolio advice.
Buy-to-let →Stuck on a mortgage question? Just ask.
Most mortgage worries take Debbie two minutes to untangle. Send your question, however small or specific, and she'll reply personally with a straight answer, usually the same working day.
Or browse questions Debbie has already answered.
Ask Debbie a question
Free, no obligation. Debbie replies personally.
This opens an email to info@dsfinancial.co.uk with your question pre-filled, nothing is sent until you press send in your email app. Prefer to talk? Call 0330 22 333 10. By sending you agree to us contacting you about your enquiry (see our privacy policy).
Run the numbers yourself
Six free calculators, borrowing power, repayments, stamp duty and more.
Family-run, whole-of-market, and personally accountable
You deal with Debbie from first call to completion, not a call centre. With access to over 100 lenders including exclusive rates, she finds the deal that actually fits your circumstances, then manages the application end to end.
1. Book a free call
Tell Debbie your situation, ten minutes is usually enough to know your options.
2. Debbie searches the market
100+ lenders compared against your circumstances, including specialist and exclusive deals.
3. She handles everything
Application, paperwork, chasing the lender, through to keys in hand.
What our clients say
Real, verified reviews from Google and Facebook, from people Debbie has helped across the UK.
Got a question? Ask Debbie
No jargon, no obligation, no pressure. Send your question and Debbie will come back to you personally, usually the same working day.
Booked your call? Save time by registering on our secure client portal and completing the mini fact find first, so Debbie has your background before you speak.